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FIRE Resources

FIRE for the 9-to-5 Family.

Our real numbers. Our real plan. How exhausted corporate households buy their time back — without blowing up the life they have built.

Free Download:
The FIRE Biography

Our family's real path toward financial independence. Real numbers, real decisions, no sugar-coating. Enter your email and get instant access.

What's inside

  • How we calculated our real FIRE number ($3.6M for FatFIRE)
  • Our actual savings rate, investments, and rental income
  • The Roth Conversion Ladder explained in plain English
  • Our 10-year milestone map, year by year
  • The money conversation every couple needs to have
  • HSA strategy, 401(k) sequencing, healthcare in early retirement

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What is FIRE?
The Concept

Financial Independence, Retire Early

FIRE is not about being rich. It is about building enough passive income and invested assets that your time is yours again, before a traditional retirement age.

The Math

The 25x Rule

Take your annual expenses and multiply by 25. That is your FIRE number. At a 4% withdrawal rate, your portfolio sustains you indefinitely based on historical returns.

Our Version

FatFIRE for Real Families

We are not optimizing for extreme frugality. We want the same life, just without depending on an employer to fund it. Our target is $3.6M in invested assets by age 46.